Insurance Options
I believe that quality mental health care should be as accessible as possible. To help make therapy more affordable, Own Story is in-network with a wide range of major insurance plans. I also work with clients who have out-of-network benefits, including Kaiser plans, and can help you understand your coverage.
Own Story provides 100% telehealth therapy via secure video, so you can access care from anywhere in Washington State.
If you're unsure whether your insurance is accepted, please reach out. I'm happy to verify your benefits and answer any questions before your first appointment, so you can focus on beginning therapy with confidence.
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Aetna plans in Washington State generally cover outpatient mental health services, including individual therapy and couples counseling. Here is what you can typically expect:
Individual Therapy Sessions: 45-60 minute sessions with a licensed therapist, covered at your in-network copay rate
Telehealth Sessions: Online video therapy is fully covered at the same rate as in-person visits
No Referral Needed: You do not need a referral from your primary care doctor to see a therapist with Aetna
Specialties Covered: Anxiety, depression, PTSD, trauma, grief, relationship issues, life transitions, and more.
Coverage details vary by plan. I recommend checking your specific Aetna plan benefits before your first session. You can call the number on the back of your card or log into your Aetna member portal to verify your mental health benefits.
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Ambetter plans in Washington State generally cover outpatient mental health services, including individual therapy and couples counseling. Here is what you can typically expect:
Individual Therapy Sessions: 45-60 minute sessions with a licensed therapist, covered at your in-network copay rate
Telehealth Sessions: Online video therapy is fully covered at the same rate as in-person visits
No Referral Needed: You do not need a referral from your primary care doctor to see a therapist with Ambetter
Specialties Covered: Anxiety, depression, PTSD, trauma, grief, relationship issues, life transitions, and more.
Coverage details vary by plan. I recommend checking your specific Ambetter plan benefits before your first session. You can call the number on the back of your card or log into your Ambetter member portal to verify your mental health benefits.
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Wellpoint | Amerigroup plans in Washington State generally cover outpatient mental health services, including individual therapy and couples counseling. Here is what you can typically expect:
Individual Therapy Sessions: 45-60 minute sessions with a licensed therapist, covered at your in-network copay rate
Telehealth Sessions: Online video therapy is fully covered at the same rate as in-person visits
No Referral Needed: You do not need a referral from your primary care doctor to see a therapist with Wellpoint | Amerigroup
Specialties Covered: Anxiety, depression, PTSD, trauma, grief, relationship issues, life transitions, and more.
Coverage details vary by plan. I recommend checking your specific Wellpoint | Amerigroup plan benefits before your first session. You can call the number on the back of your card or log into your Wellpoint | Amerigroup member portal to verify your mental health benefits.
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Cigna | Evernorth plans in Washington State generally cover outpatient mental health services, including individual therapy and couples counseling. Here is what you can typically expect:
Individual Therapy Sessions: 45-60 minute sessions with a licensed therapist, covered at your in-network copay rate
Telehealth Sessions: Online video therapy is fully covered at the same rate as in-person visits
No Referral Needed: You do not need a referral from your primary care doctor to see a therapist with Cigna | Evernorth
Specialties Covered: Anxiety, depression, PTSD, trauma, grief, relationship issues, life transitions, and more.
Coverage details vary by plan. I recommend checking your specific Cigna | Evernorth plan benefits before your first session. You can call the number on the back of your card or log into your Cigna | Evernorth member portal to verify your mental health benefits.
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Community Health Plan of Washington generally covers outpatient mental health services, including individual therapy and couples counseling. Here is what you can typically expect:
Individual Therapy Sessions: 45-60 minute sessions with a licensed therapist, covered at your in-network copay rate
Telehealth Sessions: Online video therapy is fully covered at the same rate as in-person visits
No Referral Needed: You do not need a referral from your primary care doctor to see a therapist with Community Health Plan of Washington
Specialties Covered: Anxiety, depression, PTSD, trauma, grief, relationship issues, life transitions, and more.
Coverage details vary by plan. I recommend checking your specific Community Health Plan of Washington plan benefits before your first session. You can call the number on the back of your card or log into your Community Health Plan of Washington member portal to verify your mental health benefits.
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Coordinated Care plans in Washington State generally cover outpatient mental health services, including individual therapy and couples counseling. Here is what you can typically expect:
Individual Therapy Sessions: 45-60 minute sessions with a licensed therapist, covered at your in-network copay rate
Telehealth Sessions: Online video therapy is fully covered at the same rate as in-person visits
No Referral Needed: You do not need a referral from your primary care doctor to see a therapist with Coordinated Care
Specialties Covered: Anxiety, depression, PTSD, trauma, grief, relationship issues, life transitions, and more.
Coverage details vary by plan. I recommend checking your specific Coordinated Care plan benefits before your first session. You can call the number on the back of your card or log into your Coordinated Care member portal to verify your mental health benefits.
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First Choice Health (FCH) plans in Washington State generally cover outpatient mental health services, including individual therapy and couples counseling. Here is what you can typically expect:
Individual Therapy Sessions: 45-60 minute sessions with a licensed therapist, covered at your in-network copay rate
Telehealth Sessions: Online video therapy is fully covered at the same rate as in-person visits
No Referral Needed: You do not need a referral from your primary care doctor to see a therapist with First Choice Health (FCH)
Specialties Covered: Anxiety, depression, PTSD, trauma, grief, relationship issues, life transitions, and more.
Coverage details vary by plan. I recommend checking your specific First Choice Health (FCH) plan benefits before your first session. You can call the number on the back of your card or log into your First Choice Health (FCH) member portal to verify your mental health benefits.
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Healthcare Management Administrators plans in Washington State generally cover outpatient mental health services, including individual therapy and couples counseling. Here is what you can typically expect:
Individual Therapy Sessions: 45-60 minute sessions with a licensed therapist, covered at your in-network copay rate
Telehealth Sessions: Online video therapy is fully covered at the same rate as in-person visits
No Referral Needed: You do not need a referral from your primary care doctor to see a therapist with Healthcare Management Administrators
Specialties Covered: Anxiety, depression, PTSD, trauma, grief, relationship issues, life transitions, and more.
Coverage details vary by plan. I recommend checking your specific Healthcare Management Administrators plan benefits before your first session. You can call the number on the back of your card or log into your Healthcare Management Administrators member portal to verify your mental health benefits.
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Kaiser (Out-of-Network) plans in Washington State generally cover outpatient mental health services, including individual therapy and couples counseling. Here is what you can typically expect:
Individual Therapy Sessions: 45-60 minute sessions with a licensed therapist, covered at your in-network copay rate
Telehealth Sessions: Online video therapy is fully covered at the same rate as in-person visits
No Referral Needed: You do not need a referral from your primary care doctor to see a therapist with Kaiser (Out-of-Network)
Specialties Covered: Anxiety, depression, PTSD, trauma, grief, relationship issues, life transitions, and more.
Coverage details vary by plan. I recommend checking your specific Kaiser (Out-of-Network) plan benefits before your first session. You can call the number on the back of your card or log into your Kaiser (Out-of-Network) member portal to verify your mental health benefits.
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Meritain Health plans in Washington State generally cover outpatient mental health services, including individual therapy and couples counseling. Here is what you can typically expect:
Individual Therapy Sessions: 45-60 minute sessions with a licensed therapist, covered at your in-network copay rate
Telehealth Sessions: Online video therapy is fully covered at the same rate as in-person visits
No Referral Needed: You do not need a referral from your primary care doctor to see a therapist with Meritain Health
Specialties Covered: Anxiety, depression, PTSD, trauma, grief, relationship issues, life transitions, and more.
Coverage details vary by plan. I recommend checking your specific Meritain Health plan benefits before your first session. You can call the number on the back of your card or log into your Meritain Health member portal to verify your mental health benefits.
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Molina Healthcare plans in Washington State generally cover outpatient mental health services, including individual therapy and couples counseling. Here is what you can typically expect:
Individual Therapy Sessions: 45-60 minute sessions with a licensed therapist, covered at your in-network copay rate
Telehealth Sessions: Online video therapy is fully covered at the same rate as in-person visits
No Referral Needed: You do not need a referral from your primary care doctor to see a therapist with Molina Healthcare
Specialties Covered: Anxiety, depression, PTSD, trauma, grief, relationship issues, life transitions, and more.
Coverage details vary by plan. I recommend checking your specific Molina Healthcare plan benefits before your first session. You can call the number on the back of your card or log into your Molina Healthcare member portal to verify your mental health
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Regence plans in Washington State generally cover outpatient mental health services, including individual therapy and couples counseling. Here is what you can typically expect:
Individual Therapy Sessions: 45-60 minute sessions with a licensed therapist, covered at your in-network copay rate
Telehealth Sessions: Online video therapy is fully covered at the same rate as in-person visits
No Referral Needed: You do not need a referral from your primary care doctor to see a therapist with Regence
Specialties Covered: Anxiety, depression, PTSD, trauma, grief, relationship issues, life transitions, and more.
Coverage details vary by plan. I recommend checking your specific Regence plan benefits before your first session. You can call the number on the back of your card or log into your Regence member portal to verify your mental health benefits.
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UnitedHealthcare UHC | UBH plans in Washington State generally cover outpatient mental health services, including individual therapy and couples counseling. Here is what you can typically expect:
Individual Therapy Sessions: 45-60 minute sessions with a licensed therapist, covered at your in-network copay rate
Telehealth Sessions: Online video therapy is fully covered at the same rate as in-person visits
No Referral Needed: You do not need a referral from your primary care doctor to see a therapist with UnitedHealthcare UHC | UBH
Specialties Covered: Anxiety, depression, PTSD, trauma, grief, relationship issues, life transitions, and more.
Coverage details vary by plan. I recommend checking your specific UnitedHealthcare UHC | UBH plan benefits before your first session. You can call the number on the back of your card or log into your UnitedHealthcare UHC | UBH member portal to verify your mental health benefits.